If maintained properly, credit cards can help overcome some of the most trying financial exigencies by permitting purchases on credit. Expensive goods and services can also be bought without any hassles by the conversion of the bill into EMIs. The reward points, tax waivers, cashback, etc. are just the icing on the cake. However, any lack of financial expertise, independence, and any hint of carelessness can prove to be detrimental. It is because there are several kinds of fees associated with credit cards.
Finance charge or interest incurred on the outstanding amount left after the passing of the due date and cash advance fee charged on withdrawal of money from ATMs using the credit cards are a few examples. Other benefits and downsides of different cards can always be known by communicating with the credit card customer care representative.
Keeping all these pros and cons in mind, choosing the best credit card in India can be an uphill task. However, if you’re unable to eliminate others and zero in on one credit card, opt for the Bajaj Finserv RBL Bank SuperCard. Coming at a nominal interest rate of 3.99%, it is accessible in eleven variants. Thus, you won’t be found wanting for options, and won’t have to fret or lose sleep over having to pay a heavy penalty in case of default in payment. Due to links with several partner stores, you can avail tremendous discounts and rewards on purchases. Moreover, there’s the provision of acquiring a short-term personal loan and withdrawing cash from ATMs for 50 days without paying any interest.
The credit card from Bajaj Finserv, which it makes available to the consumers in association with RBL Bank, is hence a very safe choice. If you fill the application form online or offline after meeting the eligibility criteria, you will have to wait to receive approval. However, you won’t have to remain completely oblivious of your application’s status. Thus, even while anticipating, you can heave a sigh of relief by tracking the credit card application status. And what better way to accomplish the task than having the status flashed on your mobile or PC screens? A few fundamental steps will help you track down the progress of your request. Here’s a complete guide to realizing the same.
Tracking the application online
Similar to other banking and allied services, functions linked to credit cards can be accomplished online. Knowing about the development in your credit card’s request is no different. It can be easily realized through the digital medium. While most other banks require an application number, reference ID, PAN card number, etc., Bajaj Finserv simply asks for the registered mobile number. Input the 10-digit number that you had furnished while applying, and the system will lead you to your desired webpage. Refer to the following steps to know how things stand after the formalities linked to submission of the form gets concluded.
Head over to Bajaj Finserv’s website and move to the page from where you can check the credit card application status. You will come across space where you need to enter the phone number to generate the one-time password (OTP).
- Enter the registered mobile number in the provided space and wait for the OTP.
- Verify the OTP.
- You will be directed to the webpage showing the status of the SuperCard.
Thus, in a matter of a few minutes, you can know about your credit card application status online. It is as convenient and time-saving as it can get. If you do not have access to an internet connection, you can either visit the branch or call credit card customer care. Give a missed call on the number 92892 22032, and Bajaj Finserv’s representatives will reach out to you and inform you about the application status, and solve every other query.
Decoding Bajaj Finserv RBL Bank SuperCard application status
Once you know how to track the progress of your application, learn to interpret it. Here are some possible outcomes of the above-mentioned procedure:
- The words “In-progress” will get displayed if your application is getting reviewed by Bajaj Finserv.
- At the time of application, you would have uploaded some basic documents. Any sort of inconsistency in such paperwork can put the application “on hold”.
- If Bajaj Finserv has given the nod, the status will display “Approved”.
- When the credit card is on its way to your residence, it would be deemed to have been “dispatched”.
- The issuer may or may not reveal the reason for rejection, and just mention that the application has been “Disapproved”. You will also receive an email or SMS communicating the same.
- On entering incorrect contact information, the status will reveal that no records have been found.
Thus, the entire process is very straightforward and uncomplicated. There’s very little chance of facing rejection if the eligibility criteria have been catered to and fulfilled, and the documents uploaded are valid. You can begin using the SuperCard and relish its perks once you receive it at your registered address within a week’s time.